The TOTAL amount charged for your treatment.
This can be a Fixed rate or an amount announced by a specialist.

Amount charged by a Doctor for time spent treating a patient.

A Doctor in "Secteur 1" will NOT charge over the"Tarif de Convention" and you will be totally reimbursed even on the lowest levels of Top-UP.

A Doctor in "Secteur 2" can charge over the "Tarif de Convention" and you will only be reimbursed if you have a higher level of "Top-Up".

You could be faced with "Dépassement d'honoraires" for a simple 15 minute Specialist visit or for 4 hours of Major Surgery.

Rates charged must be communicated in advance, get in contact with the administration if not. .

Base rate given to medical treatment recognizable by a code that indicates its nature and tariff called “Nomenclature” fixed by the “CCAM”(Classification Commune des Actes Médicaux).

The “Tarif de Convention” fixes the 100% base rate that all medical professionals use but it does NOT limit their fees charged.

Top-Ups relate to the base rate and NOT to actual expenses. .

These are treatments that are NOT included on the “CCAM” list thus they do not have a base rate.

These treatments are often in addition to ongoing treatment.

The “CCAM” tend to exclude preventative medicines, "Médecines douces“ that have not been accepted by the “Académie des Sciences”.

Some Top-Ups reimburse thing like osteopathy and homeopathy using Fixed rates set by the companies called “Forfait Annuel”.